How to Know if Travel Insurance is Right for You
Travel insurance—is it an unnecessary expense or a wise financial move to protect your vacation investment? Well, that depends on several factors. Today we're talking about travel insurance and how it can protect your vacation, while also helping you decide if it's right for you. Let's start by answering some of the most frequently asked questions.
Do I really need vacation protection and travel insurance?
Think of your vacation as an investment of both your time and your money. In order to protect your investment, you want to make sure that you have a Plan B in case things don't go exactly as you expected due to unforeseen circumstances. The first step you need to take is to investigate what travel coverage you may already have through any of your credit cards, memberships or existing insurance coverage; and if you do, exactly what they may or may not cover. Then you need to consider if that offers you enough protection to feel confident and secure that you can handle any vacation glitches that can happen, but most especially an emergency or event out of your control.
What will travel insurance cover during my vacation?
Depending on the policy and coverage, you can expect travel insurance to cover things such as: nonrefundable deposits, reimbursement for rental costs, expenses related to trip delays, certain medical expenses, baggage loss or delay, natural disaster protection, illness or injury, and other vacation assistance perks. Did you know that 65% of all trip cancellation/interruption claims are due to the sickness of a guest, a travel companion—and most often, a family member who doesn't travel on the vacation? When sickness occurs between the date of deposit and the date of the vacation, it can affect a guest’s ability to attend their vacation. That's why it's important to review any trip protection you may have and decide if that is enough to give you peace of mind.
Which travel insurance company should I use?
Sun TripPreserver through Red Sky Travel Insurance offers vacation rental insurance by providing the most comprehensive coverage available. Sun-Surf Realty recommends purchasing this insurance to protect your Emerald Isle, NC beach vacation in the event of an unexpected, covered emergency. Life happens! It's best to be prepared. Do you have more questions about travel insurance in general or what trip protection might be best for you and your family? You can call 866-889-7409 for additional information. For a quick online reference guide and coverage details, visit www.trippreserver.com.
Learn more about Sun-Surf Realty's Emerald Isle rentals and policies by viewing our online brochure or downloading the pdf.
do you buy travel insurance to protect your vacation?
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